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Christmas rush vs Christmas quiet: How to handle the silly season as a tradie
Tradies often face a hectic pre-Christmas rush followed by a quiet January slump. With better scheduling, accurate quoting, and smart cash flow planning, you can manage the chaos, reduce stress, and use the quiet season to strengthen your business for the year ahead.
4 hours ago2 min read


Should tradies increase prices in the new year? A practical guide to making the call
Should tradies increase prices in the new year? With rising material costs, inflation, labour shortages, and holiday overtime, keeping the same rates can shrink your profit. This guide helps Aussie tradies review their pricing, adjust confidently, and protect their margins heading into January. A small, well-planned increase can keep your business sustainable and your workload profitable.
Nov 242 min read


Surviving the christmas shutdown: A guide to staying cash-flow positive over the holidays
The Christmas shutdown can hit tradies hard, with work stopping but bills still rolling in. This guide shows Aussie tradies how to stay cash-flow positive over the holidays by invoicing early, planning expenses, building a buffer, preparing for BAS, and locking in January jobs. With the right systems in place, you can enjoy the break without stressing about money when you’re back on the tools.
Nov 172 min read


Apprentices: Cost, benefit and how to make it work
Hiring an apprentice can feel like extra work, but done right, it’s one of the smartest moves for your trade business. Learn how to manage costs, tap into government incentives, and build loyal, skilled workers who grow with your business from day one.
Nov 102 min read


Accessing your super early: What you need to know about medical or financial hardship
Thinking about dipping into your super early? There are only a few legal ways to access it, and getting it wrong can cost you big. Here’s what tradies need to know about using super for medical or financial hardship, and how to stay on the right side of the ATO.
Nov 52 min read


How to finally stop under-quoting jobs and still win the work
Tired of working flat out but seeing little profit? You’re not alone. Under-quoting is one of the biggest traps tradies fall into. Learn how to uncover hidden costs, price with confidence, and protect your cash flow, without losing work. It’s time to charge what your skills are truly worth.
Oct 272 min read


Superannuation rates and thresholds update: what the new 12% guarantee means for tradies
From 1 July 2025, the superannuation guarantee increased to 12%. For tradies, that means changes to payroll, wages, and cash flow. Learn what it means for your business and how to stay compliant this financial year.
Oct 203 min read


Interest deductions for tradies: risks and opportunities
Learn when loan interest is tax-deductible for tradies. Understand ATO rules, the difference between redraw and offset accounts, and how to structure your business loans to protect your deductions and cash flow.
Oct 132 min read


Trade wars and tariffs: what it could mean for Aussie tradies
Trade wars might sound like global politics, but they can quietly drive up costs for Aussie tradies. Here’s what’s happening with tariffs in 2025, and how to protect your business from rising prices and cash flow pressure.
Oct 62 min read


Will credit card surcharges be banned? What tradies need to know
Debit card surcharges will be banned from January 2026, with credit card surcharges likely to follow. For tradies, that means rethinking how you handle merchant fees. Here’s what the changes mean, how much it could cost, and the steps you can take now to protect your profits.
Sep 292 min read


Why “tax hacks" on social media could cost you thousands
Finfluencers on Instagram and TikTok are quick to share “tax hacks,” but most aren’t qualified and their advice could cost tradies thousands. Dodgy tips like claiming pets as guard dogs or handbags as laptop bags might sound clever, but the ATO is cracking down with audits, penalties, and even prosecution. For small business owners, it’s not worth the risk. Here’s what you need to know about the dangers of finfluencer advice and how to keep your tax, BAS, and cash flow compli
Sep 222 min read


Superannuation after death - what every tradie needs to know
Most tradies don’t think about super beyond paying contributions, but if you pass away, your super doesn’t automatically go to your family. Without the right nomination, benefits can be delayed for months or even contested. With complaints about death benefits jumping sevenfold since 2021, it’s critical to get this right. Updating your nomination is simple, but it could save your family major stress. Don’t wait until it’s too late, check your super fund and lock it in now.
Sep 152 min read


The three hard lessons trade business owners learn too late
Every tradie learns the hard lessons of running a business, but usually after sleepless nights, overdue bills, or a knock from the ATO. The truth is, three things make or break a trade business: cash flow, tax, and bookkeeping. Get them wrong and you’re stuck scrambling; get them right and you’ll have clarity, control, and real growth. The sooner you lock these lessons in, the smoother your road ahead. Don’t wait for trouble, set strong systems from day one and stay ahead.
Sep 82 min read


5 signs your trade business needs better financial systems
Running a trade business isn’t just about being good on the tools—it’s about having systems that keep your money steady. Without them, bills sneak up, quoting becomes guesswork, and cash flow feels like a rollercoaster. Strong financial systems give you clarity, help you price for profit, and keep the ATO off your back. If you’re always behind on bills or working harder without seeing growth, it’s a sign your systems aren’t working for you. The right ones can turn stress into
Sep 13 min read


Why your trade business shows profit on paper but no cash in the bank (and how to fix it)
You’re working hard, your books show profit, but there’s still no money in the bank. It’s one of the biggest frustrations for tradies: profit on paper, no cash flow. In this blog, we explain why this happens, from unpaid invoices to tax surprises and, more importantly, the steps you can take to fix it. With the right systems in place, you can stop stressing over bills and start running your business with confidence and control.
Aug 253 min read


The admin avalanche: Why falling behind on bills can spiral fast for small trade businesses
Falling behind on bills doesn’t mean you’re lazy or bad at business—it means no one taught you cashflow. In trade businesses, it only takes a delayed job, a late client payment, or rising costs to tip the balance. Then BAS, wages, and supplier bills hit, and suddenly you’re stuck juggling payments and stress. Cashflow isn’t about pinching every dollar—it’s about timing. With the right system, you can plan ahead, pay yourself properly, and stop flying blind.
Apr 292 min read


Subcontractor or employee? Why it matters for your tax and payroll
Unsure if your worker is a subcontractor or employee? Learn how to classify them correctly and avoid costly payroll and superannuation pena
Mar 42 min read


How to know when it's time to hire your first employee in your trade business
Struggling to keep up with jobs? Learn the key signs it's time to hire your first employee and how to do it without hurting your cash flow.
Mar 42 min read


Is hiring your first employee a cost - or an investment in growth?
Thinking of hiring your first employee? Discover how to assess the ROI and know when it's time to grow your trade business team with confid
Mar 42 min read


Owning a car in your business? Here's what you need to know about tax
Using a business vehicle? Find out how to avoid fringe benefits tax (FBT) and keep your deductions in check with smart ATO-compliant strate
Mar 42 min read
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